Every rent-vs-buy calculator online asks you for a handful of numbers and spits out an answer. None of them know what a comparable rental in Gillette actually costs, or what's sitting on the market this month. Here's the version that does.

Wyoming is a non-disclosure state, which means the appraiser valuing your home doesn't have access to what most homes actually sold for. That doesn't stop the appraisal from happening. It just makes it harder, and it's why appraisals here behave differently than the ones you read about online. Here's what to expect.