If you're behind on your mortgage, you almost always have options — and the earlier you call, the more of them you keep. Three real paths to avoid foreclosure in Northeast Wyoming.

The name is the first problem. Nothing about a short sale is short — the "short" means the lender is accepting less than what's owed, not that the process moves quickly. It usually moves slower than a normal sale, sometimes by months. Here's what both sides are actually signing up for.